Ternika — apartments in a nature quarter of Penza

About

Location

Highlights

Courtyard

Silence lives here

A nature quarter in Ternovka
Penza, Sukhumskaya Street

Now selling

Buildings 1–2 ready

Q2 2029

Apartments from 29.73 to 91.93 m² in a gated quarter with a park courtyard and its own amenities.

Car-free courtyard

Perimeter parking

5 buildings

Gated grounds

Happiness is
a full house

TERNIKA is a nature quarter on Sukhumskaya Street in Ternovka, with a gated, car-free park courtyard and parking outside it.

Storage rooms and parking spaces keep your belongings and your car close to home.

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TERNIKA in numbers

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2.99 ha site

5 buildings

8–22 floors

771 apartments

29.73–91.93 m²

On sale

Comfort that becomes a habit

Ternovka is a Penza district with established amenities: schools, kindergartens, clinics, shops, leisure spots and fitness clubs nearby.

From here you can head downtown or out of town and spend the time you save with your family.

Park courtyard

Landscape design and a green escape from city noise.

Layouts for living

Over 15 options: from studios to spacious three-bedroom apartments.

Bespoke design

Signature architecture and designer lobbies that welcome you with a warm atmosphere from the very first step.

Safe grounds

A gated, car-free courtyard gives you peace of mind about your children.

Inspiring scenery

Upper floors look out over the city, lower ones onto the green courtyard, away from the bustle.

Shared experiences

An events square, a mega sandpit, a multi-sport court and relaxation areas for children and parents.

From 29.73 m²
to 91.93 m²

TERNIKA’s layouts are designed for comfortable family living.

Find an apartment

Panoramic
loggias

Master bedrooms

Kitchen-diners

Storage areas

Storerooms
on every floor

Find your
perfect apartment

The sky, greenery
and changing seasons

3-bedroom

Layouts from 68.25 sq m

Hallway with space for a wardrobe
Several bathrooms
Master bedroom, en-suite, walk-in closet
A handy loggia that can become a study or a lounge area

2-bedroom

Layouts from 57 sq m

Entry through a spacious kitchen-living room
Several bathrooms
Bedroom with a wardrobe niche
A handy loggia that can become a study or a lounge area

1-bedroom

Layouts from 39.97 sq m

Zoned kitchen-living room
A separate laundry room — a new level of comfort
Private bedroom with a wardrobe niche
A handy loggia that can become a study or a lounge area

Studios

Layouts from 31.53 sq m

Spacious bathroom
Dedicated sleeping area
Compact kitchen with a work area
Loggia with panoramic windows

Pre-finish standard

The choice is yours

semi-dry floor screed;

walls leveled and prepared for finishing;

PVC windows and a metal entrance door;

utility meters installed;

utilities connected to the apartment.

How to buy

100%
payment

Get the best price when paying in full.

No overpayments means real savings you can invest in furnishing your future apartment.
No need to gather a large stack of documents to sign the contract.

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0% installments until completion

Interest-free installments until the building is commissioned.

No overpayments: every payment goes toward the apartment price.
Flexible terms: down payment from 30% for studios, 1- and 2-bedroom apartments; from 20% for 3-bedroom ones.
Convenient schedule: the balance is paid in equal monthly installments.

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Installments
from 50,000 ₽/mo

A down payment of at least 20%. Payments are made monthly at a comfortable pace:

Studio / 1-bedroom — from 50,000 ₽/mo
2-bedroom — from 55,000 ₽/mo
3-bedroom — from 60,000 ₽/mo

The rest of the contract price is paid in two final payments.

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Family mortgage from 6%

For families with children. Down payment from 50% subject to the program terms.

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A rate from 6% per annum for the entire term is available under Sberbank PJSC’s “State-Supported Mortgage for Families with Children” program, for equity participation agreements (DDU) with a developer partnered with the Bank (Sberbank PJSC), with a down payment from 20.1% of the value of the financed property, a loan term of up to 360 months, and borrower life and health insurance taken out with companies accredited by Sberbank PJSC.

If the borrower declines life and health insurance for the second and/or any subsequent year of the loan term, the interest rate increases by 1% per annum. Loan amount: from 300 thousand to 6 million rubles. Currency: Russian rubles.

Additional costs: borrower life and health insurance, insurance and appraisal of the pledged property (rates depend on the borrower’s individual circumstances), notarization of documents, and electronic submission of documents for state registration of the DDU. The “Electronic Registration Service” is provided by Domclick LLC (OGRN 1157746652150, address: 32 Kutuzovsky Prospekt, bldg. 1, Moscow, 121170, www.domclick.ru) for a fee.

The loan is secured by a pledge of the financed property. The final loan amount is determined individually based on an assessment of the borrower’s creditworthiness and the value of the collateral. The Bank may refuse a loan without giving reasons. Terms may be changed by the Bank unilaterally. Details on lending terms, required documents and restrictions are available at www.sberbank.ru. Advertisement. Sberbank PJSC. Bank of Russia General Banking License No. 1481 dated 11.08.2015.

0% installments on storerooms

An interest-free installment plan of up to 2 years is available for storage rooms. Down payment from 20%.

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Extended reservation

Lock in the apartment price for 2 months while you sell your current home. Ask the sales office about paid reservation terms.

Reserve